Myths About Divorce Mortgage Lending
Divorce is a challenging process that brings numerous financial considerations, one of the most significant being the impact on homeownershi…
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What is a First Generation Home Buyer?
Introducing the First Generation Homebuyer Program by the New Jersey Housing and Mortgage Finance Agency (NJHMFA), a unique initiative tailo…
Lee masUnderwriting 101
Underwriting (AKA “UW”) is the process by which your lender verifies your income, assets, debt and property details in order to issue final…
Lee masHELOC — Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) is a distinctive financial tool in the mortgage world that offers homeowners a flexible way to access f…
Lee masReverse Mortgages
A reverse mortgage is a unique financial product designed primarily for homeowners aged 62 and older, offering them a way to convert part of…
Lee masGratis · Sin compromiso
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Precalifíquese Llame al 800-778-9044What is a USDA Loan?
A USDA home loan is a zero down payment mortgage for home buyers in eligible towns and rural areas. Because USDA loans allow for a $0 down p…
Lee masAre You Thinking About Buying a Home?
So, you’re thinking about purchasing a home, now what? Deciding whether you’re ready to buy a home is a major decision and can feel overwhel…
Lee masWhat are Discount Points?
When you are purchasing or refinancing a home, your lender will quote you an interest rate for your loan. The interest rate will affect your…
Lee masDon’t Mess With Your Credit
You have been dreaming about owning your own home for years and now that you have found the perfect home, don’t lose it by messing with your…
Lee masWhat is Escrow?
Going through the mortgage process, you’re bound to hear a few terms that make you say “What in the world is that?” One of these things migh…
Lee masThe Mortgage Loan Process
Buying a home can be scary and overwhelming. If you are a first-time homebuyer, you may be intimidated by the whole process. Let’s review th…
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