Sobre Isabel
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en NJ
Guías gratuitas de Isabel
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Isabel
Isabel trabaja desde nuestra oficina de Freehold, NJ. Rama NMLS #1550602.
Lo que dicen los clientes sobre Isabel
30 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
What made my experience great was the level of care and professionalism throughout the entire process. Everything was explained clearly and in a way that actually made sense, which took a lot of stress off my shoulders. The patience shown never made me feel rushed or like any question was too small. Communication was also outstanding—responses were quick, and I was always kept in the loop. Overall, it felt like they genuinely cared about making the process smooth and easy for me.
Good service and care.
This is my second time using Advisors. Both great experiences. Isabel V. was absolutely incredible in this transaction. Isabel's knowledge on numbers is vast but the way she was able to convey them to me in a way I understood made it that much easier. Isabel treated me like I was her girlfriend from way back with my familys beat interest at heart. Highly recommend!
Isabel is an outstanding professional and very good at what she does. I am so happy I was referred to her and will Absolutely use her again in the future. She is very good at what she does. Thanks
Isabel has always gone above and beyond to close my mortgages and some of my friends have also have shared this wonderful experience of having Isabel guide us with an absolute difficult process. I wish I would’ve met her many mortgages ago. I missed out on some great real estate deals until Isabel became our go to for a mortgage. Isabel actually saved a real estate deal I had that a previous mortgage company failed to complete. Real Estate can be time sensitive. When you need a mortgage fast Isabel is your best option in all situations. Fast,Straight Forward Communication, Dedication and the knowledge to provide you with the best options. Thank you so much for so many wonderful years of support:-).
Professional, advisor and a friend. It helps people build their future
While this process was very long due to my divorce Isabel and the team made sure that I was completely taken care of and guided in the all the right directions.
Extremely satisfied with the help and service
Isabel was so supportive and diligent throughout the whole process ! I was overwhelmed at times throughout the process and she made it such a smooth process!!!!!
very good 10
Excellent service and support to meet our need !
Advisors Mortgage was really helpful through the whole process , Isabel guided me thru the whole process and answered any questions I had. I recommend this place to anyone out there trying to get a mortgage , you will not be disappointed
Isabel was very pleasant, knowledgeable and assisted with getting everything done with no pressure and simplicity.
What made this experience great was the access I had to Isabel and others on the team. All my questions were answered in the best and fastest way possible . Couldn’t ask for a better loan officer. Thank you!
Your company is the best in terms of good conduct, efficient, reliable, accommodating, trust worthy and honest. I'ce started propagating your name. I'm ready to let all my Nigerian folks know about your good job so that, they can benefit.
Isabel was so helpful and patient. She gave me great advice to help with my credit score & with the buying process!
Isabel oversaw the whole process from start to finish. She managed to get me exactly what I wanted with this purchase and was very clear and accurate in her request. She was very patiant with my documentation and knew exactly what is needed to get the loan approved. I trusted Isabel 100% with all fees, costs and making decisions on my behalf to keep the process moving forward. Thank you and look forward to doing business again with you.
I’ve had a great experience working with Isabel. She is the best. Looking forward to work with her again
Very knowledgeable, helpful, guided us through the process really well and made it all easy for us. Great to work with. We felt like we were working with family. Highly recommend!
Because she is a hard worker very helpful and very responsible
Isabel is the top loan officer in NJ. She is very knowledgeable and she always look up for your best interest. Her work ethic is amazing and she is definitely trustworthy. I used her service for the last 7 years and I’m never been disappointed. Thank you very much from my family and I.
Great!!
Isabel’s help and guidance.
.
I’ve been to other places with the same request and I had to cancel on two occasion. Isabel make the process so easy I couldn’t believe it went so quickly and smooth.
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
