Sobre Frank
Con licencia en NJ
Guías gratuitas de Frank
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Frank
Frank trabaja desde nuestra oficina de Freehold, NJ. Rama NMLS #1550602.
Lo que dicen los clientes sobre Frank
104 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
I just want to reiterate that the entire process was very proactively managed by Danielle and Frank. Not only did this make me very comfortable but it also moved the process smoothly and efficiently from start to finish.
Purchasing property can be a stressful process. The team at Advisors Morgage patiently guided us through the process and tons of questions. I apprecite their support and patience as we made our way through to the closing.
The whole process was good.
Frank and Danielle were extremely professional and attentive to details they make the process fast and and easy I would highly recommend them for all your mortgage needs
Working with Frank Monetti @ Advisors Mortgage and his team was a great experience they were very helpful and professional, they made each step understandable and help when it was needed.
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Frank and Danielle worked so hard to get us to the closing table. They were kind, supportive and understanding! They were so accessible from pre-approval to closing. I will recommend them to ANYONE needing a loan! I will never be able to thank them enough for everything.
Great service
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Frank and his team are true professionals and made the process look simple and easy. They were upfront explaining things and stayed with us until the very end. All in all, it was a great experience working with the team. Thank you!!!
Frank and team were great. They communicated with us each step of the way. He explained everything so we fully understood or mortgage.
The advice given and all the help along the way was superb
As first-time home buyers, Frank and his team made the process very easy. They explained everything to us and helped us every step of the way. They were always available whenever we needed them or had any questions. I would highly recommend Frank and his team at Advantage mortgage.
Frank, Jodi and Danielle were an amazing team. Service were beyond my expectations. From the beginning to closing were super fast. I would highly recommend this team to my friends and family.
Frank was very patient explained everything that was going on. He was very knowledgeable and was able to answer every question that we had. It was a pleasure working with Frank.
We had a great experience
My partner did most of the communicating with your mortgage company so I’m sorry I don’t have more of a review to write!
Thank you!!!!!!
Frank was ALWAYS responding to email night and day. Answered all of my questions and concerns. THANK YOU!
Easy process!
Frank and his team were excellent, responsive, even on weekends and while away. Excellent service, excellent team, knowledgeable and we had a quick close.
The process went very smooth
It was one of the easiest loan application I ever did. From start to finish the process was so easy. Frank and his team was on top of everything, keeping me involve in every step that they were doing. Even the closing was at our convenience. Thanks Frank and your team!!!! Would recommend anytime!!!
The firm was professional, thorough and friendly. There were no questions that were deemed unimportant or bothersome. They made our experience easy and enjoyable.
Frank and his team are wonderful. They are extremely knowledgable and patient. They are in constant communication and respond very quickly. Overall, they made the process easier instead of adding to the stress of buying and selling a home.
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
