Sobre Brenda
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en NJ
Fix-It Mortgage Certified
Guías gratuitas de Brenda
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Guía del comprador
Programas, papeleo y errores comunes — la guía completa para comprar.
Guía del vendedor
¿Vende y compra al mismo tiempo? Empiece aquí.
Dónde encontrar a Brenda
Brenda trabaja desde nuestra oficina de Freehold, NJ. Rama NMLS #1550602.
Lo que dicen los clientes sobre Brenda
226 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
Was a pleasure to work with you, folks
Brenda was wonderful. As a first time homebuyer she explained everything and made us feel so comfortable. Would highly recommend.
I cannot say enough great things about my broker. From start to finish, they made the entire home loan process smooth, stress-free, and easy to understand. Their communication was outstanding, always keeping me informed and answering every question promptly. They worked tirelessly to secure an excellent loan that fit my needs and goals. Their professionalism, dedication, and attention to detail truly exceeded my expectations. I highly recommend them to anyone looking for a knowledgeable and trustworthy mortgage broker.
Brenda and Danielle were very helpful throughout the mortgage application process
Thank you Advisors Group for helping and guiding us through the mortgage loan process. We appreciate all the work that Brenda, Danielle and the rest of the team did to make the application come to fruition. Thank you!!!
We truly appreciate the time Advisors team took to walk us through each step and answer our questions promptly. We are thankful for Brenda's dedication to excellent service and we are grateful for her support through the approval process. Thank you!
Brenda Valente, Danielle Mizrachi and their entire team were truly exceptional . So easy to work work with and so efficient and responsive. They make the whole process painless and smooth, from start to finish.
Brenda was always responsive and was able to answer my questions on demand. I really appreciate her help throughout the loan process.
Brenda went above and beyond to assist me throughout the loan process. It was an absolute pleasure working with her. She ensured everything went smoothly and even took the time to answer my questions while she was on vacation, a level of dedication I truly appreciate.
Everything went very smoothly. I received great instructions on what documents needed to be provided and Brenda was there for me every step of the way making sure it all was takeb taken care of.
Thanks for all your help and assistance.
One thing made it great was that everyone made themselves easily accessible when I needed help. Going through the process
Working with Brenda Valente on my mortgage was an amazing experience from beginning to end. She was professional, knowledgeable, patient, and always available to answer my questions throughout the entire process. Buying a home can be stressful, but Brenda made everything feel smooth and manageable. She kept me informed every step of the way, worked hard to find the best options for me, and truly cared about helping me achieve my goal of becoming a homeowner. Her dedication, communication, and attention to detail were exceptional. I truly appreciate all of her hard work and would highly recommend Brenda Valente to anyone looking for a trustworthy and reliable mortgage advisor. Thank you for making this important milestone such a positive experience!
5 star rating across the board
Really good and smooth experience as a first time homebuyer
Brenda went above and beyond; she was always easy to reach and was extremely helpful the whole way through.
Everyone at Advisors went above and beyond ! Especially Brenda and Danielle. So glad i choose Advisors mortgage!
Brenda has been a blessing throughout this entire process. Answered every call. Thank you very much.
Brenda was so helpful from day one until closing! Absolutely willl recommend if I have the opportunity. Honestly, could not recommend more! It was a smooth process considering it can be such a tedious process. Great communication and advice throughout.
I had a great experience with my mortgage broker Brenda Valente! They were very knowledgeable and offered excellent advice throughout the process. Always reachable, responsive, and professional — they made everything smooth and stress-free. The closing happened quickly and right on time. Highly recommend for anyone looking for reliable and efficient mortgage service!
Good experience
Excellent service! Brenda was always available whenever I had a question.
What made it great was knowing that Brenda and her team wanted me to win they wanted me to be a first time home buyer and never gave up or made me feel like I was less because it was a learning experience for mealways will be thankful for that
Brenda went above and beyond to do everything in her power to make sure things were taken care of and ran smoothly! Extremely professional and helpful! Would highly recommend! Thank you again!!
The team was amazing to work with and everyone was so helpful and knowledgeable
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
