About Danny
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Licensed in CA, CT, FL, GA, NJ, NY, PA, TX
Free guides from Danny
First-Time Buyer Guide
Why own, the 7-step path, the document checklist and the do’s and don’ts — read it here, no download.
Where to find Danny
Danny works out of our Great Neck, NY office. Branch NMLS #1720100.
What clients say about Danny
80 client reviews
Verified client reviews via Experience.com
I will come back if I need financial needs
It would be great if there is potal to follow up all steps. Sometimes I had to dig emails to find right information.
We were transparency and clear communication.
Danny was always available to connect. which made our process smooth.
Our load process was smooth, with each phase clearly outlined and explained with great clarity. Having never gone through the process of applying for/acquiring a loan before, the team helped alleviate any anxieties and concerns that my wife and I had felt.
Danny is quick to get things done and is always available to answer any questions I have. He is confident in what he does and has solid knowledge. The seller wanted me to get my loan in 30 days and thanks to Danny I was able to get my loan in a timely manner and buy my house.
Danny Kim is a great loan officer
He is working hard, during processing the loan was very fastest.
I have been thoroughly impressed with the service provided. Danny always answers promptly, ensuring that my questions are addressed without any delay.
I give Danny Kim 10 star ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
Danny is great at managing the entire mortgage process and communicated with everyone involved. E-signing and reviewing documents electronically was very easy. Danny is a pleasure to work with.
I like your service you help me each and everything Thank you for your help and support I appreciate you always I gave you 10 stars
I had a great experience working with Danny. He assisted me to speed up the whole mortgage process when I only had a short time frame. He also responded my questions in a timely manner. Highly recommend to work with Advisor Mortgage Group.
He was very punctual on top of everything and explained it three times over (Danny kIM)
Purchasing a home is never a walk in the park. It entails stress and anxiety, however when you have a great team working with who are professional, patient and eager to answer all your questions to eliminate the stress it helps tremendously. Danny was definitely that guy for me during this process.
Danny was great to work and communicate. He was very hands on and responsive and helped us through every step from the start to the end.
Danny Kim was super super helpful, he doesn’t care if it’s a weekend or weekdays, he is always there for me when needed. He gives his best to explain the client in easy way. I am a first time home buyers and I had lot of questions and he guided me the best he can. Really appericate your help Danny.
Danny Kim is one of the great advisor. He is willing to go above and beyond to make your loan process go smoothly. Thank you.
Danny was helpful through the process and reassured us that things were going well.
Danny has been very helpful. He is very knowledgeable and walked me through the loan process. I am very thankful to him and wish him the very best.
We highly recommend Danny Kim for his extraordinary expertise, patience, knowledge base and keen skills in getting the job done. We couldn’t be happier with his service and guidance.
Thank you for your help
I had a fantastic experience with Advisors Mortgage Group. Their service was top-notch, and I was fortunate to work with an incredibly knowledgeable loan officer Danny Kim who guided me through the entire process. From start to finish, they made my refinance smooth and stress-free journey. I highly recommend Advisors Mortgage to anyone in need of mortgage services. Thank you for helping me achieve my homeownership goals!
Danny was amazing in making the entire mortgage process from beginning to closing as seamless as possible. Communication exceeded expectations, especially during a time of volatile interest rates. Would highly recommend him to family and friends!
excellent service !!trustable person.
Latest market updates
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
